HSBC Group of Banks Ltd. is a fully regulated banking institution. Below you will find our regulatory status, licences, and compliance disclosures.
We hold banking licences across multiple jurisdictions, each subject to rigorous regulatory oversight.
Regulator: Cayman Islands Monetary Authority (CIMA)
Licence: Class B Banking Licence No. 2005-00124
Framework: Banks and Trust Companies Law (2021 Revision)
Status: Active & in good standing
Regulator: Monetary Authority of Singapore (MAS)
Licence: Merchant Bank Licence No. MB-2008-0041
Framework: Banking Act 1970 (Cap. 19)
Status: Active & in good standing
Regulator: Dubai Financial Services Authority (DFSA)
Licence: Category 2 Licence No. F003812
Framework: DFSA Rulebook
Status: Active & in good standing
Regulator: Malta Financial Services Authority (MFSA)
Licence: Credit Institution Licence No. C92834
Framework: Banking Act (Cap. 371)
Status: Active & in good standing
Regulator: Swiss Financial Market Supervisory Authority (FINMA)
Licence: Representative Office Registration
Framework: Federal Banking Act (BA)
Status: Active & in good standing
Regulator: International Financial Services Commission (IFSC)
Licence: International Bank Licence No. 000236/5
Framework: International Banking Act, Chapter 267
Status: Active & in good standing
We adhere to the highest international standards for anti-money laundering, counter-terrorism financing, and client due diligence.
HSBC Group of Banks fully complies with the Financial Action Task Force (FATF) 40 Recommendations. Our AML programme is reviewed annually by an independent third-party auditor.
We participate in the OECD Common Reporting Standard (CRS) and comply fully with the US Foreign Account Tax Compliance Act (FATCA). All required reporting is submitted to relevant competent authorities.
Real-time screening of all transactions and counterparties against OFAC, UN, EU and UK HMT sanctions lists. Zero-tolerance policy for sanctions evasion or facilitation.
Robust customer due diligence (CDD) and enhanced due diligence (EDD) for all clients. PEP screening, ultimate beneficial owner (UBO) verification, and ongoing monitoring of account activity.
Banking and investment products offered by HSBC Group of Banks Ltd. carry varying degrees of risk. You should not engage in any banking or investment activity unless you fully understand the nature of the product and the risks involved.
The value of investments can fall as well as rise. Past performance is not a reliable indicator of future results. You may receive back less than you invest. Investments in emerging markets, alternative assets and digital assets carry additional risks including liquidity risk, currency risk and regulatory risk.
Accounts held in foreign currencies are subject to exchange rate fluctuations. The value of your account in your home currency may increase or decrease independent of the performance of the underlying assets.
Cayman Islands domiciled accounts are not covered by a statutory deposit protection scheme equivalent to the EU Deposit Guarantee Scheme or the UK FSCS. HSBC Group of Banks maintains voluntarily segregated client accounts and a Tier 1 capital ratio of 18.4% to ensure client asset safety.
If you wish to make a complaint, please contact our Compliance team at compliance@hsbcgroup.com. If your complaint is not resolved to your satisfaction, you may escalate to the Cayman Islands Monetary Authority at www.cima.ky.
© 2026 HSBC Group of Banks Ltd. All rights reserved. Registered in the Cayman Islands.